Buying a house
It's a werid thing buying a house, I am young graduate with my career ahead of me, I earn a fair to good salary compared to most (25k in Nottingham) and when I apply for a morgage they tell me you can have up to 110k which is ok apart from most place cost VASTLY more then this.
They tell me this is so they can be sure I am a solid risk, ok I can accept this and I recently found myself a nice flat for 100k, so everything is peachy apart from when I now apply for things they are THROWING money at me. I mean I can get a 20 grand loan for any purpose (mainly because they just lie on the forms to get it to go through) and they are willing to increase my overdraft (currently 2k although I don't really use it.) and my credit limit on my card (2.5k) I do worry about this sort of thing.
I'm fairly good with money and I have a career that is likely to go up not down and I am looking for a pay rise fairly soon anyway but come on! The young lady (who was very nice!) said all you needed was a degree (BA in David Beckham anyone?) and a job (as in ANY job which means the graduate profile (i.e earns more then 12k!))
But pretty soon the developer will be a home owning developer, my rise to power has begun!
